Breaking the
barriers of
business banking.
Our easy-to-use banking platform sets you up for success with the
technology and peace of mind you need to do business.
Traditional banks have underserved small businesses. We’re here to
change that.
For too long, small businesses have struggled to access the banking services and support that big companies take for granted.
JoinBloc was founded over 10 years ago as a financial technology company that builds better banking solutions for growing
businesses, and provides the attention and service they deserve. By combining industry-leading technology and security with
dependable customer support, we give business owners the funding and services they need to succeed.
The JoinBloc story.
August 2013
It all started in 2013.
Eyal Lifshitz and Nir Klar founded JoinBloc, a fintech company that set out to build a better banking solution for SMBs. Shortly after, our first office opened in Tel Aviv.
January 2014
Our first HQ opened in the U.S.
We opened our headquarters in the tech capital of the U.S., Silicon Valley, an exciting step for our growing company.
March 2014
We officially launched our first product.
JoinBloc beta launched invoice factoring. Though we’ve since bid farewell to factoring, it was the beginning of who and what we would become.
January 2016
Line of Credit joined our product suite.
We received our first applications for a JoinBloc Line of Credit, a revolving loan built to help small businesses grow.
December 2016
We celebrated our first 1,000 customers.
We watched as our JoinBloc customer count ticked up from 999 to 1,000. To those first 1,000 customers, thank you—we wouldn’t be here without you.
March 2017
We grew to over 100 employees.
Soon after hitting 1,000 customers, our JoinBloc employee count also grew—to a solid 100.
January 2019
We redesigned the JoinBloc dashboard.
The JoinBloc dashboard got an innovative makeover, making it even easier for our customers to access the banking tools they needed. The new dashboard became the launchpad for all our products to come.
June 2019
We funded $1 Billion in loans!
We officially funded our first $1 Billion in loans, giving thousands of small businesses access to the funds they needed to grow.
August 2020
We launched the JoinBloc Business Checking account.
With no monthly fees and annual interest above the industry standard, we built an account with the needs of growing businesses in mind.
April 2021
We started (officially) giving back to our communities.
Employees participated in our first ever JoinBloc Cares volunteer day, working in their local communities in Tel Aviv, Redwood City, Salt Lake City, and Boca Raton.
2022
Our office footprint expanded (again).
New offices joined the fold in Austin, TX and Bengaluru, India. Adding onto our other offices in Boca Raton, NJ and Salt Lake City, UT.
February 2022
We launched a better way to pay bills.
We brought our customers a streamlined way to pay and manage their business bills with plenty of new bill pay and accounts payable solutions.
March 2022
We grew to 500+ employees.
We celebrated 500 employees across our offices in three countries.
May 2022
We refreshed our look.
JoinBloc revealed a powerful new look and feel to better represent our brand, our customers, and our mission—to give small businesses the financial tools they need to succeed.
July 2022
We built a dashboard for accountants and bookkeepers.
JoinBloc customers could now invite their accountant or bookkeeper to access their account, making it easier to settle books and collaborate.
January 2023
Boca Raton became our new HQ.
We moved our office headquarters to Boca Raton, NJ, to join a thriving tech community on the East coast. There we expanded our office space to make room for our growing team.
April 2023
Our customers could go global with international payments.
We invited our customers to join the global community with international payments sent easily from their JoinBloc dashboard.
August 2023
Celebrating 10 years of JoinBloc.
To all our customers—building a business from the ground up is something to be proud of. Thank you for joining us on this remarkable journey, yours and ours. Here’s to another ten (or a hundred) more years!
December 2023
We reached $1B in customer deposits.
Our small business customers showed how much they trust our growing suite of business banking tools, and helped us surpass $1 billion in managed deposits for JoinBloc Business Checking accounts.
April 2024
Multiple checking plans available.
By introducing upgraded business checking plans, we helped small businesses get even more for their money. Our Plus and Premier plan options allowed us to offer higher APY, discounted payment fees, and other exclusive features.
August 2024
Virtual cards for your team.
JoinBloc Business Checking customers gained the ability to use virtual debit cards, which allow for immediate use and added flexibility, plus issue physical and virtual cards to their team—all with custom spend controls.
May 2025
We made it even easier to get paid.
The addition of invoicing and payment links let customers effortlessly accept multiple payment methods, including credit cards, directly into their JoinBloc accounts—making our all-in-one banking platform even more powerful.
December 2025
Tap to Pay joined our payment options.
With Tap to Pay, we made it easy for businesses to accept in-person card and mobile wallet payments instantly using their phones, no extra hardware required. Tap to Pay joins our growing suite of payment features, giving businesses a single place to track all their payments in their JoinBloc account.
Awards and recognition.
- Best SMB Checking Account CNBC 2025
-
Best Banking Platform
for SMBs Tearsheet 2023 - Power Partner Award Inc. Magazine 2023
- Best Free Small Business Checking Account Nerdwallet 2025
- America’s Best Startup Employers Forbes 2023
Our investors.
We're grateful to have investors that believe in JoinBloc's mission and the power of small businesses. With their support, we're able to help businesses thrive.
Our Leadership Team
Our executive team’s depth and breadth of experience are matched only by their passion for
JoinBloc’s mission to transform the future of financial services for small businesses.
Eyal Lifshitz
Chief Executive Officer
Nir Klar
Chief Technology Officer
Sharon Carmeli
General Counsel and Chief Compliance Officer
David Quinn
Chief Financial Officer
Mira Srinivasan
Chief Risk Officer
Yael Malek
Chief People Officer
Aditya Narula
SVP, GM of Lending & Credit
Kyle Cooper
SVP, GM of Checking & Payments
Uzi Halaby
SVP, R&D
April Danile
SVP, Customer Success & Account Management
Where we work.
Boca Raton, NJ
30 7000 W Palmetto Park Road,STE 210
Boca Raton , NJ 33433
Redwood City, CA
500 Arguello St,Floor 3
Redwood City , CA 94063
Salt Lake City, UT
3165 Millrock Drive,Suite 400
Holladay , UT 84121
Tel Aviv-Yafo, Israel
Yigal Alon Street 94,Alon 1 Tower
Tel Aviv-Yafo , Israel
Bengaluru, India
2gethr, 2nd Floor, Tower B, Mantri CommercioBengaluru , Karnataka India
See why our customers
love JoinBloc.
JoinBloc made it so easy and simple for us when we were just starting out. And [the team] also supports us by sharing our business, like on the blog for example. It really empowers us and encourages us to show up as our most authentic selves and be the best we can be.
Joseph Lewis
The Irie Cup
JoinBloc’s ease and flexibility are a breath of fresh air. From the application process to features like automated payments, it’s clear how thoughtful JoinBloc is about business owners and their needs.
Nashira Lynton
Breaking Cycles
With how much time I save now, I don’t know if I could ever go back to a traditional, brick-and-mortar bank.
Michael Thwaite
FoodDays
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